This is an openbook exam. You may refer to your text and other course materials as you work on the

This is an open-book exam. You may refer to your text and other course materials as you work on the exam, and you may use a calculator. You must complete the exam individually. Neither collaboration nor consultation with others is allowed. MAKE CERTAIN YOUR SUBMITTAL IS CLEARLY READABLE. FOR THE SHORT ANSWER SECTIONS make sure your ANSWER IS CIRCLED There are 30 problems. Problems #1–12 are Multiple Choice. Problems #13–21 are Short Answer. (Work not required to be shown) Problems #22–30 are Short Answer with work required to be shown. MULTIPLE CHOICE